DEFINE THE VISION!

Hey there everyone:

Spring is coming, and the market is heating up! SOLD signs are once again cropping up like little purple crocusses.

Is buying on your list of goals and priorities this Spring? Goals are greatly enhanced if we have a clear definition of what we want. To this end, why not place an order with the universe and list EXACTLY what features you want - location, bedrooms, baths, fireplaces, pool, concierge services, schools, etc...

Then, have your spouse or significant other do the same, away from you. You two can then compare and see how similar your visions and expectations are (or how distant).

The next logical step, is of course, to call me!

my warmest regards,
LindsayKarabanow
(416) 809-6245
lindsay@torontorealestatetoday.com

Please join us for this casual yet informative session.

WHERE: www.aangen.com, AT 868 Dovercourt just north of Bloor.

stay cool and stay tuned,
Lindsay
lindsay@torontorealestatetoday.com
(416) 809-6245

THAT purchase price??? Are you insane?

Do I look like I'm made of money?

Well, actually, not so much…but I do see someone who is an astute investor and money manager, someone who gets the distinction between the carrying cost of a property and the purchase price, or total mortgage loan.

The purchase price of a home is largely determined by market forces – how many buyers versus the number of properties for sale, how quickly properties are selling and interest rates, for example. There are many variables, we have little control over them, and they affect us in an indirect way.

The carrying cost, however, is a number that means more to me as a buyer. It affects me daily and directly. Also, I have a much bigger say in how much I are willing and able to carry each month.

So, see the table illustrating the mortgage carrying cost per month.

Suppose I’ve found my dream home. The difference between having it, and not, meant an extra $10,000 on my offer. That translates to $55.30 a month, or $1.84 a day. The question to myself, then, becomes: is this property worth an extra $1.84 daily?

Look at the numbers! The possibilities are startling.

Stay cool and stay tuned
Lindsay@TorontoRealEstateToday.com
(416) 809-6245

HISTORICAL HOUSING PRICES

Greetings to you, my fellow bloggers:

I recently attended the annual REMAX convention to start us realtors off on the right foot for the new year.

Many REMAX industry experts and analysists were on hand to share their insight and to keep us pumped for the year ahead.

Their message – 2009 will be just fine! It is our personal responsibility to protect ourselves emotionally from the all the negative talk out there.

Check out the graph above, presented to us by Michael Polzler, Regional Director and Executive VP, REMAX Ontario/Atlantic Region.

Very revealing… Yes, there has been a dip from 2008 to present. However, even at the lowest point of this softening, prices are still $200K MORE than they were in the 1980’s recession. Don’t believe me – just look at the facts presented on this graph - things really are OK, we will wake up tomorrow and get dressed and continue on with our lives.

So, what this graph brings home to me is that:

• Real Estate IS an excellent investment, in many different market climes.
• And again, YOU CANNOT LIVE IN YOUR MUTUAL FUND!

What does this bring to mind for you?

my warmest regards,

Lindsay

Buyer Freebie

As a Realtor, part of my job is to help make the buying process easier and more comfortable for you, my client. I understand how emotionally charged it can be, as a “sort of” home purchase is rather like a “sort of” pregnancy.

In order to raise the comfort factor, I usually take folks out for a complimentary, no obligation preview of 3 listings. I would ascertain from you - your preferred home features, price point, and then hand-select 3 listings specifically for you.

I pick you up and drop you off, from a mutually convenient location.

The benefits to you:
¨ You see what your housing budget looks like in real life (in bricks and mortar)
¨ You get to test the waters, so to speak, to see if how I can help you and if we would be compatible
¨ There is absolutely no obligation to you!

Hiring me as your real estate representative is something we could discuss at a later date. Of course, I would be honoured to have you as my client, and would greatly value your business. But after our time together, the choice would be yours!

So, if this is something that would interest you, please drop a line.

Let’s kick-start your home-buying process TODAY!

Lindsay
www.powerofpositive.ca
416-809-6245

Listing - 130 Strachan Ave, Th #1

130 Stratchan Ave, Townhouse #1

condo-townhouse

2 storeys

2 plus 1 bedrooms

finished basement

Come See This Spacious End Unit Townhouse Located In Desirable Massey Commons Near Trendy Liberty Village. Live W/In Walking Distance To Popular Restaurants, Bars, & Shops. Measuring About 1418 Sqft As Per Builder, There Is Plenty Of Living & Storage Space. Features Brand New Carpet W/ Upgraded Underpad Thru Out ('08), New Deck ('07), Professional Landscaping W/ Automatic Irrigation System ('08). Open House: Saturdays & Sundays 2-4Pm All Elfs & Window Treatments, Fridge, Stove, Dishwasher, Washer/Dryer, Shelving In Pantry&Storage Rm, Gb&E, Gdo Excluded: Shelving Units In Utility Rm, Shoe Racks In Closets, Hanging Shelf In Master, B/I Space Heater In Garage Rental: Hwt

Open House Sun. Jan 25th

To visit this home or others in the neighbourhood, call me at 416-809-6245.

Lindsay (LCK)

416-809-6245

lindsay@powerofpositive.ca

My Weekend Open Houses

This Sunday, Jan 25 2:00 - 4:00
130 Strachan, Bathurst and King area
Th #1

$425,000 2 Bedroom townhouse perfect for a single young professional or a couple before kids.

Drop by to say hello and see what is available out there! I can also e-mail you the listing. Just drop me a line to ask for it.

Lindsay (LcK)
416-809-6245
lindsay@powerofpositive.ca

I greatly value your questions, your business and your referrals.